Wednesday, June 29, 2016

Beginning of the End of the Builder Mafia Raaj in Pune

Maharashtra Government has initiated action against
the first 40 builders in Pune,
Would you like to add your builder's name in the next list?
- Vijay Sagar, Akhil Bharatiya Grahak Panchayat Pune




After submitting the first list of 40 builders, who have committed crimes against the flat buyers in Pune, Maharashtra Government has initiated action against them.

Mr. Vijay Sagar of Akhil Bharatiya Grahak Panchayat Pune shares this info in the above video interview in Hindi.

Mr. Kirit Somaiya, MP, has immediately told the respective officers to look into the matter. Result is Economic Offence Wing of Pune Police invited Grahak Panchayat for the initial briefing.

Mr. Devendra Fadnavis, Chief Minister of Maharashtra, has given assurance to Grahak Panchayat that there would be no political interference in the police investigation.

Mr. Mahesh Zagade, Chief Executive Officer of Pune Metropolitan Regional Development Authority - PMRDA - had a joint meeting with Grahak Panchayat & the 'listed' builders whose projects are in PMRDA.

Mr. Zagade has given orders to his staff to investigate and submit their report.

Marathi Bandhkam Vyavsayik Association - MBVA - has assured to co-operate with Grahak Panchayat.

The positive response from the respective authorities shows that we are moving towards achieving our major goals:

1) Prepare a task force for giving flat possession to the buyers who are waiting for years.

2) Take action against the builders - where only an FIR is lodged - under MCOCA - Maharashtra Control of Organised Crime Act, 1999.

3) Order Economic Offence Wing of Pune Police to take action against the builders who have committed financial crime of selling car parking, and extorting money from the flat buyers under the names of infrastructure & development charges, society formation charges, electric meter charges, club membership, maintenance charges etc.

And see that the builders refund those moneys back to the flat buyers.

4) Order PMC, PCMC, & PMRDA officers to take actions against the builders who are giving illegal possession without obtaining completion & occupancy certificate.

5) Punish the builders who have violated environmental clearance.

6) Order Pune Police to register the FIR filed by the flat buyers against their builder.

But this is just the beginning. Every day more & more flat buyers are joining us. The second list of the builders is getting ready. So, if you want to add the name of your builder, please, visit our office. Says Mr. Sagar.

Here is the office address & phone numbers:



Akhil Bharatiya Grahak Panchayat
634, Sadashiv Peth, Kumthekar Road,
Above Vaani Designer Studio
Pune, Maharashtra 411030

Office of Akhil Bharatiya Grahak Panchayat Pune - 634, Sadashiv Peth, Kumthekar Road, Above Vaani Designer Studio, Pune, Maharashtra 411030

Vijay Sagar 94225 02315

Vilas Lele 75882 35664

Seema Bhakare 98603 68123

Srikant Joshi 98500 59020

Well....well....what are you doing, Pune flat buyers?


Are you refusing or still paying infrastructure & development charges, society formation charges, electric meter charges, club membership, maintenance charges etc. to the builder?

Please, share your views in the comments.

Related Stories:


4) Has the Chief Minister taken any steps to end Builder Mafia Raaj in Pune?

3) Pune Flat Buyers Declare War on Builder Mafia Raaj

2) In 2016 - where to book a flat in Pune real estate market? (Part 2)

1) In 2016 - where to book a flat in Pune real estate market? (Part 1)

Subscribe for Free!


To receive free emails or free RSS feeds, please, subscribe to Ravi Karandeekar's Pune Real Estate Market News Blog

Feel free to call me:


I enjoy talking, sharing my views and giving advice about buying property in Pune real estate market.

My email id is RaviKarandeekar@RaviKarandeekar.com Feel free to write to me. I reply as soon as i can.

If you want my advice, feel free to call me on 919860044110.  First 3 minutes are free! And for more than 3 minutes - pay as you wish - you decide the value of my advice.

Of course, for a serious discussion, better fix an appointment at a time convenient to both of us. So that we can have uninterrupted & in depth discussion on my mobile (919860044110)
- on Video Hangout on Google+
- or on Skype (ravikarandeekar) .

For more than 3 minutes and up to 30 minutes - pay as you wish. After the conversation - transfer the money to my bank account. As much as you wish. From a few hundred to a few hundred thousand crore of U S Dollars or Indian Rupees. Here are my bank account details:

Ravindra Karandeekar,
Bank of Maharashtra.
Savings A/c no- 20047674794.
Branch- Bajirao Road Pune MICR Code 411014010.
IFSC- MAHB0000001



  

Monday, June 27, 2016

Has the Chief Minister taken any steps to end Builder Mafia Raaj in Pune?

What about Grahak Panchayat's Andolan - "Builder Mafia Raaj Hatao - Pune Flat Buyers Bachao"?




Two months ago, Akhil Bharatiya Grahak Panchayat Pune published a list of 40 builders in Pune who have looted & cheated flat buyers and appealed to the Chief Minister of Maharashtra to take action against them.

1) Prepare a task force for giving flat possession to the buyers who are waiting for years.

2) Against some builders only an FIR is lodged - take action against them under MCOCA - Maharashtra Control of Organised Crime Act, 1999.

3) Order Economic Offence Wing of Pune Police to take action against the builders who have committed financial crime of selling car parking, and extorting money from the flat buyers under the names of infrastructure & development charges, society formation charges, electric meter charges, club membership, maintenance charges etc.

And see that the builders refund those moneys back to the flat buyers.

4) Order PMC, PCMC, & PMRDA officers to take actions against the builders who are giving illegal possession without obtaining completion & occupancy certificate.

5) Punish the builders who have violated environmental clearance.

6) Order Pune Police to register the FIR filed by the flat buyers against their builder.

If the above actions are not taken within a month, Grahak Panchayat warned the Chief Minister that it will start andolan against builder mafia raaj in Pune.

Grahak Panchayat's timing was perfect. In the same month Pune Police have busted the Maple Pradhan Mantri Awas Yojana Scam. Obviously, newspapers & tv channels covered the news quite well and gave good publicity.

But what about the action?
In the last 2 months, has the Chief Minister taken any steps to end Builder Mafia Raaj in Pune?

And what about you, Pune flat buyers?
Are you refusing or still paying infrastructure & development charges, society formation charges, electric meter charges, club membership, maintenance charges etc. to the builder?

Please, share your views in the comments.




Related Stories:


3) Pune Flat Buyers Declare War on Builder Mafia Raaj

2) In 2016 - where to book a flat in Pune real estate market? (Part 2)

1) In 2016 - where to book a flat in Pune real estate market? (Part 1)

Subscribe for Free!


To receive free emails or free RSS feeds, please, subscribe to Ravi Karandeekar's Pune Real Estate Market News Blog

Feel free to call me:


I enjoy talking, sharing my views and giving advice about buying property in Pune real estate market.

My email id is RaviKarandeekar@RaviKarandeekar.com Feel free to write to me. I reply as soon as i can.

If you want my advice, feel free to call me on 919860044110.  First 3 minutes are free! And for more than 3 minutes - pay as you wish - you decide the value of my advice.

Of course, for a serious discussion, better fix an appointment at a time convenient to both of us. So that we can have uninterrupted & in depth discussion on my mobile (919860044110)
- on Video Hangout on Google+
- or on Skype (ravikarandeekar) .

For more than 3 minutes and up to 30 minutes - pay as you wish. After the conversation - transfer the money to my bank account. As much as you wish. From a few hundred to a few hundred thousand crore of U S Dollars or Indian Rupees. Here are my bank account details:

Ravindra Karandeekar,
Bank of Maharashtra.
Savings A/c no- 20047674794.
Branch- Bajirao Road Pune MICR Code 411014010.
IFSC- MAHB0000001



  

Thursday, June 23, 2016

Pune Police & Flat Buyers of Misty Trails Hadapsar

What should the flat buyers do when construction is slowed down and project is almost stalled?:




When construction is slowed down or stalled, most of the flat buyers in Pune do not take any action against their builder.
They silently suffer.

How can weak win a fight? - is the justification for their silent suffering.
The flat buyers are weak & helpless.
The builder has all powers - money, muscle, legal, political etc.
In fact, the entire system supports the builder.
Against that not even all flat buyers support each other.

When the flat buyers of Misty Trails on Handewadi Road at Hadapsar refused to silently suffer and filed an FIR against their builder Bhujbal Brothers Construction Company - many sarcastically said - Who will complete the project if the builder goes to jail?

Not punishing the builder but patiently waiting is the way to get the flat possession.

Fact of the matter is - the flat buyers of Mist Trails are fighting for their rights. Fighting for flat possession. Not for punishing the builder.

Along with the criminal case, as a group of 70 flat buyers - they have filed a case in National Consumer Forum.

If you view the above Marathi video of Misty Trails flat buyers, you will realize that these guys believe in assertive actions.

They know that flat possession is a war. A long and bloody war. To win the war, they have to win many small battles. And recently they won one.

Police Commissioner of Pune as well as the incharge of Kondhwa Police Station assured them all support. Pune police not only promised to fulfil it's duty of preparing chargesheet against the builder but gave assurance to help the flat buyers.

Remember - Pune police are with these flat buyers - our eyes are on you - in the presence of Misty Trails flat buyers - the head of Kondhwa Police Station told the builder.

In a way, they made it clear that the builder does not have any option but to complete the construction & give flat possession.

On behalf of the Police Commissioner of Pune, the flat buyers of Misty Trails were assured that the police will take initiative to negotiate with the banks to ease the burden of home loan EMI.

And you know what?
One well established builder in Pune is seriously considering to help Bhujbal Brothers for completing their stalled projects!

Moral of the story is - don't hesitate to take action against your builder. He who dares, wins.

Related Stories:


5) How to avoid being duped by the nexus of builders, banks & architects?

4) Misty Trails Hadapsar Flat Buyers to File FIR against Bhujbal Brothers

3) Bhujbal Brothers & Vatika at Balewadi Pune - Share Your Experience - First Time Home Buyers Can Learn a Lot from Your Experience!

2) In 2016 - where to book a flat in Pune real estate market? (Part 2)

1) In 2016 - where to book a flat in Pune real estate market? (Part 1)

Subscribe for Free!


To receive free emails or free RSS feeds, please, subscribe to Ravi Karandeekar's Pune Real Estate Market News Blog

Feel free to call me:


I enjoy talking, sharing my views and giving advice about buying property in Pune real estate market.

My email id is RaviKarandeekar@RaviKarandeekar.com Feel free to write to me. I reply as soon as i can.

If you want my advice, feel free to call me on 919860044110.  First 3 minutes are free! And for more than 3 minutes - pay as you wish - you decide the value of my advice.

Of course, for a serious discussion, better fix an appointment at a time convenient to both of us. So that we can have uninterrupted & in depth discussion on my mobile (919860044110)
- on Video Hangout on Google+
- or on Skype (ravikarandeekar) .

For more than 3 minutes and up to 30 minutes - pay as you wish. After the conversation - transfer the money to my bank account. As much as you wish. From a few hundred to a few hundred thousand crore of U S Dollars or Indian Rupees. Here are my bank account details:

Ravindra Karandeekar,
Bank of Maharashtra.
Savings A/c no- 20047674794.
Branch- Bajirao Road Pune MICR Code 411014010.
IFSC- MAHB0000001



  

Monday, June 20, 2016

Flat buyers sent legal notice to the builder Amey Prakash Lokhande

Kind Flat Buyers & Inconsiderate Builder:


Mr. Amey Prakash Lokhande, The builder of Sainath Palace, Wagholi, Pune

After meeting the flat buyers of Sainath Palace at Wagholi, I called their builder Mr. Amey Prakash Lokhande. He immediately agreed. We met at a mutually convenient place.

Amey Lokhande was well prepared. He told me that he reads & admires my blog. He also told me that I should write about the issues builders face. Particularly, the small builders like him.

Amey Lokhande's entire argument was based on - how it has become difficult for the small builders to operate.

Not Amey Prakash Lokhande but the circumstances are responsible for the stalled construction of Sainath Palace. Instead of blaming me - you should blame the circumstances and support me.

I am a good person. And in these circumstances - doing business has become difficult for good people like me. Lokhande tried to convince me.

"Circumstances? Means what?," I asked Amey.

"Government & big builders!," said Amey.

"You mean to say - the government and some big builder are responsible for the stalled construction of Sainath Palace?," I asked.

"Yes! You got it right!!," said Amey and added that - "Ravi, you should write about theses issues. In fact, I was planning to meet you to convince you to blog about it!"

I was impressed. What a strategy!

1) First, Amey Lokhande tried to win my heart by admiring & praising me.

2) Then Amey held someone else responsible & gave himself a clean cheat.

3) After that he tried to divert my attention from Sainath Palace to the government & big builder nexus.

Amey Prakash Lokhande knows how to play mind games! No wonder - he could easily convince the buyers to book a flat in the almost stalled project, take loan & give him 90 percent property price & patiently wait for possession for 2 years!

Ravi, go & tell those flat buyers - Amey Prakash Lokhande is a good human being. Though the ugly nexus of big bad builders & government almost destroyed him - he is trying his best to complete Sainath Palace. This was his parting message for me.

Amey Prakash Lokhande expressed no empathy for the flat buyers of Sainath Palace. Amey Prakash Lokhande expressed no guilt for hurting the flat buyers. Amey Prakash Lokhande expressed no shame for lying & breaking promises about flat possession. Amey Prakash Lokhande didn't express any concern for the flat buyers.



After coming home from the meeting, once again I viewed above Marathi video interview of the 3 flat buyers. In this interview they talk about sending legal notice to their builder - Mr. Amey Prakash Lokhande. In this viewing I realized how great these guys are.

Let me tell you why these guys are great:

1) In January 2015 these guys tried to play the kind of 'mind game' the builder was playing with them and made Amey Prakash Lokhande sign the MOU about giving flat possession before 31st March 2016 or giving rent if he fails to give possession. But when the builder's cheques were dishonored they freed themselves from playing 'mind games' and sent him the legal notice. Now, they have left no option to their builder but to pay for his misdeeds.

Only three buyers, who could afford to buy 10 - 20 lakh rupees property, has shown the guts to do what a group of 100 buyers who have booked 50,00,000 - 100,00,000 rupee property don't dare to do.

2) Though they have taken assertive steps and announced their intention to file a case against their builder Mr. Amey Prakash Lokhande in criminal, civil & consumer courts, they have expressed their concern & kindness.

If the builder starts the construction and gives us possession in 2 - 3 months we will pardon the builder for what he has done to us - they have said in the interview.

Showing compassion for someone who has hurt you so much is found only in human beings. Not in the builders. Right?



Related Stories:


5) My builder's unscrupulous tactics

4) Required - Builder's Credit Report & Credit Score Rating

3) My biggest mistake - I didn't construct a gunthewari house

2) In 2016 - where to book a flat in Pune real estate market? (Part 2)

1) In 2016 - where to book a flat in Pune real estate market? (Part 1)

Subscribe for Free!


To receive free emails or free RSS feeds, please, subscribe to Ravi Karandeekar's Pune Real Estate Market News Blog

Feel free to call me:


I enjoy talking, sharing my views and giving advice about buying property in Pune real estate market.

My email id is RaviKarandeekar@RaviKarandeekar.com Feel free to write to me. I reply as soon as i can.

If you want my advice, feel free to call me on 919860044110.  First 3 minutes are free! And for more than 3 minutes - pay as you wish - you decide the value of my advice.

Of course, for a serious discussion, better fix an appointment at a time convenient to both of us. So that we can have uninterrupted & in depth discussion on my mobile (919860044110)
- on Video Hangout on Google+
- or on Skype (ravikarandeekar) .

For more than 3 minutes and up to 30 minutes - pay as you wish. After the conversation - transfer the money to my bank account. As much as you wish. From a few hundred to a few hundred thousand crore of U S Dollars or Indian Rupees. Here are my bank account details:

Ravindra Karandeekar,
Bank of Maharashtra.
Savings A/c no- 20047674794.
Branch- Bajirao Road Pune MICR Code 411014010.
IFSC- MAHB0000001



  

Sunday, June 19, 2016

My builder's unscrupulous tactics

Lies, Broken Promises & Dishonored Cheques:




In January 2016, Mr. Amey Prakash Lokhande, the builder of Sainath Palace at Wagholi, signed an MOU about giving possession of my flat in March 2016.

"If I can't give possession in March 2016 - don't worry - I am a very kind person - I will pay you the rent!," giving away the post dated cheque for rent, Mr. Lokhande, my builder, promised.

In March 2016, my builder didn't give possession. Because he couldn't complete the project.

My builder couldn't complete the project because he never started the construction.

So I deposited the builder's cheque for the rent of April 2016.

My builder's cheque was dishonored.

It means that the MOU & the cheque was nothing but my builder's unscrupulous tactic.

One more unscrupulous tactic.

In the July 2014, when I booked the flat, Mr. Lokhande, my builder, promised to give possession in March 2015. And mentioned the date in the flat agreement.

I believed in him because the structure of the 4 story single stand alone building was ready. Completing internal work of the 16 flats by March 2015 looked very much possible.

But that was a lie.

From July 2014 to March 2015, my builder did only the POP.
Otherwise for the last 2 years the construction is completely stalled. Jaise Thhe. No progress.

In the last 2 years, my builder has done only 4 activities.
1) He has collected my home loan disbursements. Nearly 90% of the flat price.
2) He has given promises about giving possession. March 2015. December 2015. March 2016.
3) He has broken all promises.
4) He has lied again and again.

What all my builder, Mr. Lokhande, is doing - is preplanned - premeditated - business tactics.

I am left with no choice but to suffer.
Says Mr. Pandurang in the above Marathi Video Interview.

What say you?

Is the delayed flat possession
- results of unfortunate circumstances or
- the result of the well planned business model of the big & the small builders in Pune?

Please, share your views in the comments.

Related Stories:


4) Required - Builder's Credit Report & Credit Score Rating

3) My biggest mistake - I didn't construct a gunthewari house

2) In 2016 - where to book a flat in Pune real estate market? (Part 2)

1) In 2016 - where to book a flat in Pune real estate market? (Part 1)

Subscribe for Free!


To receive free emails or free RSS feeds, please, subscribe to Ravi Karandeekar's Pune Real Estate Market News Blog

Feel free to call me:


I enjoy talking, sharing my views and giving advice about buying property in Pune real estate market.

My email id is RaviKarandeekar@RaviKarandeekar.com Feel free to write to me. I reply as soon as i can.

If you want my advice, feel free to call me on 919860044110.  First 3 minutes are free! And for more than 3 minutes - pay as you wish - you decide the value of my advice.

Of course, for a serious discussion, better fix an appointment at a time convenient to both of us. So that we can have uninterrupted & in depth discussion on my mobile (919860044110)
- on Video Hangout on Google+
- or on Skype (ravikarandeekar) .

For more than 3 minutes and up to 30 minutes - pay as you wish. After the conversation - transfer the money to my bank account. As much as you wish. From a few hundred to a few hundred thousand crore of U S Dollars or Indian Rupees. Here are my bank account details:

Ravindra Karandeekar,
Bank of Maharashtra.
Savings A/c no- 20047674794.
Branch- Bajirao Road Pune MICR Code 411014010.
IFSC- MAHB0000001



  

Saturday, June 18, 2016

Required - Builder's Credit Report & Credit Score Rating

CIBIL - Credit Information Bureau (India) Limited - evaluates the eligibility of the home loan borrowers. 
How about establishing an agency which will evaluate the performance & credibility of the builders?:




In June 2014, I booked a 1 BHK Flat in Sainath Palace - a single stand alone 4 story building of 16 flats - at Wagholi.

I booked in this project only because - 70 % construction was ready and the builder - Mr. Amey Prakash Lokhande - promised to give possession in 6 months - means in December 2014.

Possession in 6 months means - I had to pay both - the rent and the Pre-EMI - only for 6 months.
Possession in 6 months means - just after the 6 months - I have to pay only EMI. Which was as good as my current rent.

Financially - paying both only for the 6 months was quite manageable.

However, today, in June 2016, 2 years after the booking, I haven't received the possession of my flat. And I don't know when I will get it.

It means that - I don't know how long I have to keep on paying both - the rent & the pre-EMI.

Can I manage to pay both for so long?

What if I can not manage to pay both in a month?

For the last 2 years - these questions are bothering me day & night.

Till I get the possession of my flat - I have to live in a rented flat - obviously, I don't have any option but to keep on paying the rent.

Since I have taken the home loan - though the construction of my project is stalled - I don't have any option but to keep on paying the Pre-EMI.

Yes. True. I have to pay both every month.

But - what if I can't manage to pay the both?

What - only in a month or two - if I can pay only one - either the rent or the Pre-EMI?

For the obvious reasons, certainly, my first priority would be to pay the rent.

But the fact of the matter is - not paying the Pre-EMI for a month or two - will damage my credit worthiness - my CIBIL ratings. Result is - low CIBIL ratings would hamper my eligibility to obtain a loan from any bank. And I will suffer for life.

But - what happens to the builder who puts me in such a challenging situation by delaying possession of my flat?

Nothing!

Because, like CIBIL - there isn't any authority which rates the builder's' performance!

Don't you think that this is unfair?

Don't you think that the government must establish an agency which will publish an authentic credibility report of the builders?

Don't you think that an authentic credibility report of the builder will help the property buyers to decide whether the builder is eligible to book a flat at an under construction stage of the project?

This is an approximate summary of the above Marathi Video Interview of Doctor Devidas.
What say you? Do you agree with him?
Do you think that Builder's Credit Report & Credit Score Rating would be useful?
Please, share your views in the comments.

Related Stories:


3) My biggest mistake - I didn't construct a gunthewari house

2) In 2016 - where to book a flat in Pune real estate market? (Part 2)

1) In 2016 - where to book a flat in Pune real estate market? (Part 1)

Subscribe for Free!


To receive free emails or free RSS feeds, please, subscribe to Ravi Karandeekar's Pune Real Estate Market News Blog

Feel free to call me:


I enjoy talking, sharing my views and giving advice about buying property in Pune real estate market.

My email id is RaviKarandeekar@RaviKarandeekar.com Feel free to write to me. I reply as soon as i can.

If you want my advice, feel free to call me on 919860044110.  First 3 minutes are free! And for more than 3 minutes - pay as you wish - you decide the value of my advice.

Of course, for a serious discussion, better fix an appointment at a time convenient to both of us. So that we can have uninterrupted & in depth discussion on my mobile (919860044110)
- on Video Hangout on Google+
- or on Skype (ravikarandeekar) .

For more than 3 minutes and up to 30 minutes - pay as you wish. After the conversation - transfer the money to my bank account. As much as you wish. From a few hundred to a few hundred thousand crore of U S Dollars or Indian Rupees. Here are my bank account details:

Ravindra Karandeekar,
Bank of Maharashtra.
Savings A/c no- 20047674794.
Branch- Bajirao Road Pune MICR Code 411014010.
IFSC- MAHB0000001



  

Friday, June 17, 2016

My biggest mistake - I didn't construct a gunthewari house

Buying an illegal Gunthewari plot & constructing an illegal house on your own is safer than booking a flat in a builder's legal under construction housing project!


Today, I would have been living in my own home if I hadn't refused to join my two friends.

Three of us were going to buy one guntha plot and construct 3 homes on our own. Each one of us was going to contribute 5 lakhs for the plot and 5 lakhs for the construction. In only 6 months & 10 lakhs rupees we would have become homeowners & would have lived happily ever after.

But I made a mistake. Worst mistake of my life. I didn't join them.

"I don't want to raise my family in an illegal housing," I told my friends and started searching legal housing project.

And you know what? I found Sainath Palace at Wagholi. A 4 story stand alone building of 16 flats - with a lift!

When I visited the site, construction was in full swing. Out of the 4 floors - 2 were already constructed.

"I will give you possession in just 6 months," the builder, Mr. Amey Prakash Lokhande, promised me.

So, I booked a 1 Room Kitchen Flat for Rs. 9 Lakh & 12 thousand rupees.

This happened in September 2013.

But, as yet, I haven't received possession of my flat. For the last 3 years - from September 2013 to June 2016 - I am waiting for possession. And I don't know when I will get my flat.

Of course, after I registered my flat agreement in December 2013, the builder completed RCC, brickwork, plaster and collected around 90 % of the property price - Rs. 8.70 Lakhs - and stopped construction of the project.

"Why are you not completing the construction?," many times I have asked the builder.
"I don't have money. I will complete it only when I will get the money," this is the standard reply of the builder.

"How can you say that you don't have money to complete the project....I have paid.....other flat buyers have also paid," I asked him once.
"Yes, you have...but I told you.....I don't have enough money for completing the project....I am trying my best to arrange the money & complete the project....don't worry....be patient......you will get your flat," the builder convinced me in his soft & sweet tone. As if I am some crying kid.

Of course, in the last 3 years very rarely I managed to meet the builder. It's difficult to catch him. He doesn't have an office. He does not take my phone calls.

I visit the project often. Spend some time in my flat. I can't do anything but wait. And talk to myself.

The government has sanctioned the plan - given permission to the builder to construct the project. The bank has approved the project & disbursed the home loan to the builder. But both - the government & the bank - are least bothered about me.

At least, the government should have some concern for me. I am a law abiding citizen. I haven't gone for an illegal construction.

I have booked a flat in the legal housing project. As per the law of land - I have registered my flat agreement and paid stamp duty, registration charges, VAT & service tax to the government. After the possession, all my life, I am going to pay property tax to the government.

Isn't it duty of the government to take the side of the tax payers?
Isn't it duty of the government to protect it's citizens from the builders?

Who told you that the government is for the people?
The government is certainly not for the law abiding citizens like you.
The government is for the people who buy & live in illegal properties.

If you had joined your friends & had constructed illegal gunthewari house - you would have earned some respect of the government. You would have become the valuable voter and the important power source for the government. Then the government would have rewarded you by giving legal status to your illegal gunthewari house. But you missed that opportunity by booking a flat in the legal housing project.

In this legal world, you don't matter. In this legal world, for the government important source of power is the builder. So the government is on the builder's side. Not yours.

I keep on talking - mostly, blaming myself. What else can I do? I feel helpless.



True, if I hadn't refused to join my friends - today, I would have been living in my own home - but I would have lost respect for myself.

I am young. I am not much educated. I don't earn much. But I am honest. I have self respect. I know for sure that my future is bright.

Booking a flat in a legal project was not a mistake. Yes, considering my income it was a risk - a big risk - but not a mistake. My builder is stupid. I am suffering because the builder made some terrible mistakes. Otherwise, my plan was perfect.

In 2013, my salary was 13,000. I was recently married. I was paying 5,000 rent for the single room.

"Instead of paying 5,000 rent why shouldn't we try to get a home loan and pay 5,000 as an EMI to the bank?," I asked my wife.

"I hate to live in a rented room. Owning a home is also my dream. If you manage to get a home loan - I will give you my gold jewellery - sell it for the down payment," my wife agreed and we decided to buy a flat.

A bank agreed to give me a home loan. Of course, at a very high interest rate. 11.25%.

My 50,000 savings and 1 lakh of my wife's gold were not enough for the down payment. So, I manage to get 50,000 personal loan. Of course, at a very high interest rate. 15%.

So, what? In just 6 months I was going to get possession of my flat. Instead of paying 5,000 rent - I was going to pay some 7,000 EMI. To own a home, every month, I have to spend only 2,000 rupees more. By the way, after the salary rise, paying 2,000 per month would be quite easy for me. Certainly, booking a 1 Room Kitchen Flat at Sainath Palace was a good decision.

But when the builder stalled the construction - my dream turned into nightmare. My risk became a big financial blunder.

I got the raise. I started getting 20,000 per month. But that was not enough. The landlord increased the rent - 6,000 per month. Plus, I had to pay nearly 6,000 rupees interest on personal & home loans. Minimum 3,000 - 4,000 were required for food. Had to spare some 1,000 rupees for the medical & other expenses for my newborn baby. 1,000 more for the petrol & mobile recharge. For my mother at hometown I had to send a thousand or two every month. Somehow, I am managing to survive from paycheck to paycheck.

Since last 3 years, I am not only managing to live with empty pockets but also with an empty heart.

Why doesn't my builder understand my pain? How can someone be so cruel? Vikas wonders.

(This is an approximate summary of his Marathi video interview.)

By the way - what say you? Who made the mistake? Vikas or Amey Prakash Lokhande - the builder?

Related Stories:


2) In 2016 - where to book a flat in Pune real estate market? (Part 2)

1) In 2016 - where to book a flat in Pune real estate market? (Part 1)

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I enjoy talking, sharing my views and giving advice about buying property in Pune real estate market.

My email id is RaviKarandeekar@RaviKarandeekar.com Feel free to write to me. I reply as soon as i can.

If you want my advice, feel free to call me on 919860044110.  First 3 minutes are free! And for more than 3 minutes - pay as you wish - you decide the value of my advice.

Of course, for a serious discussion, better fix an appointment at a time convenient to both of us. So that we can have uninterrupted & in depth discussion on my mobile (919860044110)
- on Video Hangout on Google+
- or on Skype (ravikarandeekar) .

For more than 3 minutes and up to 30 minutes - pay as you wish. After the conversation - transfer the money to my bank account. As much as you wish. From a few hundred to a few hundred thousand crore of U S Dollars or Indian Rupees. Here are my bank account details:

Ravindra Karandeekar,
Bank of Maharashtra.
Savings A/c no- 20047674794.
Branch- Bajirao Road Pune MICR Code 411014010.
IFSC- MAHB0000001



  

Wednesday, June 8, 2016

Visit Tata La Montana, opposite Talegaon M.I.D.C. Junction

Tata Value Homes launches 3rd phase of La Montana, Spanish Weekend Homes, Vadgaon Maval, Opp. Talegaon M.I.D.C. Junction, off Old Mumbai Pune Highway, District Pune!:


When I received the invitation for 'La Montana Insta Fiesta', I was overwhelmed.

You know why?

Because, the invitation was to have a look at the completed first two phases of La Montana.

"What? 1st & 2nd phases of Tata Montana are complete?" - I almost shouted.

"Yes! Not only that!! We are launching the 3rd phase!" - the executive on the other side said.

"Unbelievable! La Montana was launched in 2010! Just 6 years ago!!" - controlling emotions I said.

"But true! Come and see with your own eyes!! We are inviting all bloggers & Instagrammers!" - the executive said.

"Really! Builders in Pune avoid me! Why are you inviting me?" - I said.

"Social media is as important as the mainstream media" - the executive said.

"And it's less expensive - almost for free - right?" - I said.

"Brands value influence - I am arranging pick up & drop for you" - the executive said.

As planned, I visited Tata La Montana on Sunday evening. Event was organized quite well. Two bus loads of "Instagrammers" had come down from Mumbai. It was a pleasure to observe them all. And La Montana? See with your own eyes! View the video:



Related Stories:


2) In 2016 - where to book a flat in Pune real estate market? (Part 2)

1) In 2016 - where to book a flat in Pune real estate market? (Part 1)

Subscribe for Free!


To receive free emails or free RSS feeds, please, subscribe to Ravi Karandeekar's Pune Real Estate Market News Blog

Feel free to call me:


I enjoy talking, sharing my views and giving advice about buying property in Pune real estate market.

My email id is RaviKarandeekar@RaviKarandeekar.com Feel free to write to me. I reply as soon as i can.

If you want my advice, feel free to call me on 919860044110.  First 3 minutes are free! And for more than 3 minutes - pay as you wish - you decide the value of my advice.

Of course, for a serious discussion, better fix an appointment at a time convenient to both of us. So that we can have uninterrupted & in depth discussion on my mobile (919860044110)
- on Video Hangout on Google+
- or on Skype (ravikarandeekar) .

For more than 3 minutes and up to 30 minutes - pay as you wish. After the conversation - transfer the money to my bank account. As much as you wish. From a few hundred to a few hundred thousand crore of U S Dollars or Indian Rupees. Here are my bank account details:

Ravindra Karandeekar,
Bank of Maharashtra.
Savings A/c no- 20047674794.
Branch- Bajirao Road Pune MICR Code 411014010.
IFSC- MAHB0000001



  

Thursday, June 2, 2016

Songbirds Residents Sing Praise & Worship Songs for Enerrgia SKYi

Don't criticize & complain. Encourage & support the builder!




The builders of Songbirds are young guys. This is their first big township project. They have planned it intelligently. They are constructing it meticulously. Appreciate their efforts. Admire their sincerity. Encourage them. Support them. They deserve it.

Yes, there are a few issues. But never forget that we are one family. The builder is the head of our family. Focus on what the builder has given. Not on what he hasn't.

Criticizing & complaining is easy. But you don't achieve anything by it. Instead of that - support the builder. You know that he is genuine. He is committed.

We all are in the same boat. If the builder is facing challenges like - slow booking - financial crunch - legal disputes with the landlord - irrational changes in D C Rules - you are bound to suffer a little. Bare with him. Extend your support. Encourage him to overcome it.

In short, this is the summary of my conversation (in Marathi - captured in the above YouTube video) with Dr. Ajay Tayde, Mr. Ashish Naik, Mr. Saurabh Nilange, Mr. Prashant Ingawale & Mr. Amit Yenpure. The residents of Songbirds at Bhugaon. Just 3 KM from Kothrud.

I visited them because the builder of Songbirds - Enerrgia SKYi Developers - refused to give me a video interview about an issue I have covered in my blog - The Crime at SKYi Songbirds Bhugaon.

"What is the point in I defending myself? If I am right - my flat buyers should stand for me!," said Mr. Abhijeet Jagtap, Director, Enerrgia SKYi Developers.

"Your flat buyers are with you! Many have called & expressed their anger about my blog," I said.

"Then go and interview them!," said Abhijeet.

How to be considerate & communicative in a builder - flat buyer relationship:


Handing over possession of a flat - is a delicate transaction between a builder & a flat buyer. Slight friction can ignite a big blast & destroy builder's reputation.

This has happened at the time of possession of Ivy Estate Apartments Wagholi, Nanded City Pune & recently at Songbirds Bhugaon. Some assertive flat buyer contacted me & I wrote a blog - 1) Kolte-Patil Developers - Tell the Truth and Shame the Devil 2) Save Varsha & Sachin Singh 3) The Crime at SKYi Songbirds Bhugaon

(Smart builders like Mr. Sanjay Deshpande of Sanjeevani Developers handle this delicate issue sensibly - they convert this stressful transaction into a public ceremony and invite me to cover it!)

Some ask me - how do these builders react when you write such a blog?

Kolte-Patil and Satish Magar have a huge experience. They are basically kind human beings, patient businessmen, & have a lot of concern for their flat buyers. They can calmly deal with an unpleasant thing - like my blog. They simply invite me to tell their side of the story and close the matter.

But Abhijeet Jagtap is a young man. I was not expecting Abhijeet to behave like Rajesh Patil & Satish Magar. So, when he called me to his office - I was a little surprised. The meeting went on for 3 hours. But that was not the end. He invited me to Songbirds. After the half day site visit - once again we met at his office.

After 3 meetings which went on for more than 13 hours, Abhijeet's refusal to give a video interview was unexpected.

When I visited Songbirds to interview the flat buyers - I was well prepared to listen the praise of planning & construction quality. But I was not expecting so much positive sentiments about the builder.

"How come - except you - no one is against the builder?," I asked Nitin when I came back from Songbirds.

"Who told you I am against the builder? I am not against the builder. I am against his decision - flat possession only after paying club membership," said Nitin.

"Okay. I will rephrase the question - how come - except you - all are supporting the builder's decision to give possession only after paying the club membership?," I asked.

"You want to know about me or them?," Nitin asked.

"Certainly, about them!," I said.

"About them! Why didn't you ask them when you interviewed them?," Nitin said.

"I asked. They said - it's good for the flat buyers! This assures the development of the club! We have agreed to pay the club membership at the time of booking the flat - so it's not right to raise objection now!," I told Nitin.

"You know? Being considerate & communicative in the relationship - is the strength of this builder. Remember - what I told you in my interview - how open & transparent he was - how he took trouble to organize events to develop community feelings among the flat buyers - that's why when he refused flat possession I felt like my friend has backstabbed me - I was not expecting this from him!," said Nitin.

Yes! In all those meetings, Abhijeet was very considerate & communicative with me too!! His refusal was a well planned strategy to make me write a blog about Songbirds flat buyers praising him like God. He has also taken care that I should feel good about writing it!

And you know what? I really enjoyed interviewing the flat buyers of Songbirds. Our conversation was full of innocence & positivity!

Lovebirds at Songbirds, Bhugaon, just 3 KM from Kothrud, Pune:


"Okay..Done," I said - when Mr. Kunal Khande, Sales Manager & also a resident of Songbirds, told me - "We play cricket on Sunday mornings. If you come around 8.30 you can meet the flat buyers."

My life has become very pleasant. Birds wake me up in the morning. I am always full of energy. I get up early & play cricket with my neighbours. Who does that on Sundays?

Evenings are no longer lonely for my parents - they have started enjoying evenings since we shifted here.

A few families from Mumbai come here every weekend only to enjoy pure fresh air.

Living calm and quiet life in the lap of nature - breathing pure fresh air - enjoying clouds, mountains & greenery - was my dream - which completely realized here.

Daily needs? No problems. Milk, newspapers are delivered at home from day one. Grocery shops & bakeries are on the main Paud Road.

Bigbasket.com offers home delivery.

In fact, Doctors in Bhugaon charge less than Kothrud!

Basic services - like water supply - is in place.

Of course, security is good.

Everything is okay.

This is the common experience of all flat buyers about life at Songbirds. In the first phase of some 400 flats, around 50 - 60 families have already shifted. Though the possession was in March 2015, the first family shifted in December 2015 and 50 more in the first half of 2016. And a few more are expected soon.

All of these guys are early birds! All of them are from Kothrud. They booked at the very early stage of the project. When there was nothing - except land. And of course, Kunal - the Sales Manager. No sanctioned plan. No layout. No website. No brochure.

I liked the location. I liked the price. I liked the concept. I fell in love. I gave the cheque and booked the flat. Everyone said.

Same happened at the time of possession. All of them are early birds. First to shift at Songbirds.

The great thing is - their hearts were not broken! Which, you know, happens very rarely. They proved right. They got the possession of their flats.

Their flats actually have all that the builder has promised! Plain walls - cool room temperature - fresh breeze - efficient space - spacious lobbies - smart lifts - digital entertainment & security - most important - space - lot of space inside, outside & all around.

The risk they took paid off. Financially. As well as socially. Now, they are the owners of the property which has become one of the most popular projects in Pune real estate market. Obviously, they are in love with themselves, builder & Songbirds!

But their love is not blind!

As promised - they want no vehicle zone on podium!

Hills, trees & buildings are not enough for them. They want more. For the children of Songbirds. They want amenities. Clubhouse. Swimming pool. Tennis - cricket - basketball courts.

Yes, the independent club - as good as any club in Pune - PYC, Deccan, Boat Club, Turf Club or Poona Club will add value. Membership will become a status symbol. Professionals will benefit from it. But our little boys & girls - need free space - to play - to hang out & chill - around the house - in side the safe environment of the project. Like any project.

And the approach road - from the main entrance of Songbirds to Paud Road - should be as good as the internal roads.

Wish & pray the Lovebirds in Songbirds. Located at Bhugaon. Just 3 KM from Kothrud, Pune.

Amen.

Related Stories:


2) In 2016 - where to book a flat in Pune real estate market? (Part 2)

1) In 2016 - where to book a flat in Pune real estate market? (Part 1)

Subscribe for Free!


To receive free emails or free RSS feeds, please, subscribe to Ravi Karandeekar's Pune Real Estate Market News Blog

Feel free to call me:


I enjoy talking, sharing my views and giving advice about buying property in Pune real estate market.

My email id is RaviKarandeekar@RaviKarandeekar.com Feel free to write to me. I reply as soon as i can.

If you want my advice, feel free to call me on 919860044110.  First 3 minutes are free! And for more than 3 minutes - pay as you wish - you decide the value of my advice.

Of course, for a serious discussion, better fix an appointment at a time convenient to both of us. So that we can have uninterrupted & in depth discussion on my mobile (919860044110)
- on Video Hangout on Google+
- or on Skype (ravikarandeekar) .

For more than 3 minutes and up to 30 minutes - pay as you wish. After the conversation - transfer the money to my bank account. As much as you wish. From a few hundred to a few hundred thousand crore of U S Dollars or Indian Rupees. Here are my bank account details:

Ravindra Karandeekar,
Bank of Maharashtra.
Savings A/c no- 20047674794.
Branch- Bajirao Road Pune MICR Code 411014010.
IFSC- MAHB0000001