A 26-year-old mechanical engineer shares her experience of buying a 2 BHK Flat in Sanjeevani Group's Devraai 2 at Kiwale, near Mukai Chowk at Ravet, Pimpri Chinchwad Municipal Corporation:
|Intellectually Weaker Section (IWS) of Hinjewadi IT Engineers can learn a lot from this girl|
For a while, I am writing about negative experiences of the flat buyers who have become victims of tapori scoundrel builders in Pune. Their experiences tell you what not to do while booking a flat.
Then I started interviewing the wise flat buyers who have taken right decisions. Their positive experiences tell you what to do while booking a flat. Chaitrali's interview is one of them. I interviewed her at the flat possession ceremony of Devraai 2 at Kiwale.
In her Marathi interview, Chaitrali has shared a few important tips about searching & booking a flat in Pune real estate market.
Intellectually Weaker Section (IWS) of Hinjewadi IT Engineers who are considering the projects in Hinjewadi Phase 2 means in Maan Gram Panchayat & Baner Annex means in Sus Gram Panchayat can learn a lot from Chaitrali.
Of course, I don't see any point in considering the guys who are booking in Pirangut, Bavdhan Budruk & Bhugaon. Because those guys are not only born stupids but they are also working hard to remain stupid.
After chatting with Chaitrali, I also realized that the girls & their parents who are looking for a Hinjewadi IT Engineer groom must stop considering whether the boy has booked or owns a flat. Because, mostly, the dude would have a flat where your daughter will not be able live a comfortable life.
So, better look for a boy who has a job in Hinjewadi but has no flat. So that, after the marriage, your daughter can make the decision of owning a home. Every father must give this mantra to his daughter - "Don't let your husband play any role in buying a flat - just make him work his ass off to pay home loan EMI!"
Let us have a look at how, at the age of 26, Chaitrali booked her first 2 BHK Flat in Sanjeevani Developers' Devraai 2 at Kiwale - 56 flats in a single standalone 7 story green building with a Solar Power Generator near BRT Terminal - Mukai Chowk at Ravet in PCMC.
1) Chaitrali came to Pune to become a mechanical engineer. While she was in college, Chaitrali set a goal of owning a home in Pune. In a campus interview she got a job in a leading engineering company on old Mumbai Pune Highway. To fulfil her goal of owning a home Chaitrali started saving money. Eventually, her company sent her abroad. Which helped her to save enough money for the down payment.
Saving enough for the down payment is Chaitrali's big achievement. If Intellectually Weaker Section of Hinjewadi IT engineers had guts to do so the rascal builders in Pune & foreign owned housing finance companies would not have launched 10 - 80 - 10 / 5 - 75 - 5 - 5 payment plans. No builder would have invited you to rob a bank. No builder would have announced Aadhi Ghar Paise Nantar. No Intellectually Weaker Section of Hinjewadi IT engineer would have booked a flat in Sus & Pirangut and would not have become a slave of the bank for life.
2) While saving for the down payment, like the sissyboys in Hinjewadi, Chaitrali was not at all afraid of property price rise! When she was sure that she had enough money to book a flat, she started searching for a flat on her own.
Yes, on her own! Mostly alone. Sometimes with a friend. Every weekend, from morning to evening, on her two wheeler, Chaitrali visited projects from Katraj to Kiwale - Dhanori to Dhayari.
Chaitrali didn't pay any attention to gimmicky offers like no EMI till possession. The dogs of the builders, the so called channel partners of the builders, could not catch her and send her to slaughterhouses in Sus Gram Panchayat & Hinjewadi Phase 2 - Maan Gram Panchayat.
Remember the sad story of a son who booked a flat in Sus? It tells you that when you are not financially ready to own a home - you take a wrong decision and book a flat in a project which is not suitable to live.
3) Recently a father called me from Lucknow to seek my advice about a project. "My son told me to talk to you" - the father said. When I asked him - "Where is your son?" - the father said that the son is in Pune. I told the father that I will talk only to his son.
"But my son does not know anything about buying property!" - the father said.
"Who told you that you know anything about buying property in Pune? In fact, I am sure, your son knows more than you. Out of respect your son is letting you get involved in this decision - don't insult him by saying that he is unable to decide. Keep the phone down & tell your son to talk to me" - I told the father.
This is a common problem with the boys from the good homes. Their parents treat them like babies. Against that - look at the girls from the good homes - these young girls become strong women and their parents respect them.
Chaitrali has relatives all over Pune Municipal Corporation limits. Her college was on Satara Road. She is staying on Nagar Road. Her office is on Old Mumbai Pune Highway. Though these areas were familiar to her, she booked a flat in an unfamiliar area - at Kiwale! Why?
Because while searching for a flat - Chaitrali realized that the infrastructural services - like water supply, roads, public transport, power etc - were better in Pimpri Chinchwad Municipal Corporation than Pune Municipal Corporation. So, she had made up her mind to own a home in PCMC.
Kiwale & Ravet were convenient locations from her office at Dapodi on Old Mumbai Pune Highway. The close proximity of Ravet & Kiwale to Mumbai Pune Expressway was convenient for her parents who stay at Alibaug.
This shows that Chaitrali was not obsessed by any particular location and she didn't put her life in danger to live at least near to her obsession - like the IWS Hinjewadi IT Engineers who are obsessed with Baner & Wakad put their life in danger by booking a flat at Sus Gram Panchayat or at Tathawade - Wagholi in PCMC - near Bhumkar Chowk.
Chaitrali's decision to own her dream home in PCMC also shows how rational she is. She insisted that her dream home should have a solid foundation of basic urban infrastructural services. She was not at all foolishly romantic like IWS of Hinjewadi IT engineers who fantasise that if you kiss a frog it turns into a prince - who book a flat in a fringe village assuming that someday it will be merged in PMC & PCMC.
Though she is a girl, Chaitrali had the guts to accept that in a city like Pune a distance of some 10 - 15 km from the office is considered close. When your budget is limited you have to travel little more. And for a few more minutes of travelling time you can not compromise on the quality of life a home offers. If IWS of Hinjewadi IT engineers who are living in Marunji would not be in a soup today if they were as wise as Chaitrali.
4) For centuries all human beings on planet earth know that builders do not give possession on time. When the possession is delayed every human being finds it difficult to keep on paying rent as well as EMI. Because of the delayed possession you lose huge amounts of money.
But even today intellectually weaker section of information technology engineers in Hinjewadi are booking flats at pre-launch, launch and at under construction stage of the housing project.
But not this cute 26 year old mechanical engineer!
Chaitrali decided to book a ready possession flat or at least almost ready for possession flat.
That's why she chose Devraai 2 at Kiwale.
She liked one more important point about Devraai 2 - it didn't have swimming pool, clubhouse etc.! It means that all what I am paying is for my flat. Not for the amenities. Not for the frills. Only for the cake. Chaitrali knew.
The icing on the cake was less maintenance charges for life! Only girls know that maintaining a flat is more expensive than buying a flat - like remaining married is more difficult than getting married!
5) When you are intellectually weak boy you have no self confidence. When you have less self confidence you trust yourself less. When you trust yourself less you trust others. You consider it is safe to buy a home developed by the builder who is a big brand in Pune real estate market.
How do you decided the builder is a big brand? The builder who advertises more is a big brand. The builder who has multiple on going under construction projects is a big brand.
Dude, this builder is not a big brand. The IWS of Hinjewadi IT engineers don't understand that this builder is in a big trouble!
But a 26 year intelligent girl who has loads of self confidence & trusts herself, books a flat with a relatively unknown and a comparatively small builder Sanjeevani Developers! Why?
For their performance - for the completed and occupied first phase of Devraai at Kiwale.
For the responsive salespersons.
She chooses soundness of the organization over bigness.
She values intellectual contribution of the builder over his clout.
Within a month, after a couple of meetings at the site office and after visiting the head office of Sanjeevani Group - Chaitrali finalized the almost ready for possession 2 BHK Flat - with a terrace on the west side - in Devraai 2 at Kiwale!
On the day of possession ceremony at Devraai 2 at Kiwale,
when Chaitrali's parents performed pooja in her flat, for sure,
they must have thanked god for giving them the gift of a girl!
What say you intellectually weaker section of Hinjewadi IT engineers?
If you can write, please, share your heart in the comments!
2) Devraai 2 at Kiwale has a Solar Power Generator!
1) 8 Questions every flat buyer in Pune should ask a builder
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