Friday, December 30, 2011

Now is the time to think about EMI and not about location!

Pay less to the bank and save more for your family!


Come and have a look at the sample flat and the property price of a 2 BHK Flat in UrbanGram Kirkatwadi on Sinhagad Road, Pune 411 024, and tell me what is the most important factor while buying a home for your family: Location or EMI?

Forget that UrbanGram Kirkatwadi is the best option for the first time home buyers whose individual or joint monthly income is around 50 to 60 thousand rupees per month.

Forget that these young first time home buyers, whose budget is only Rs. 25 - 30 lakhs, can't buy a 2 BHK Flat in any popular location in PMC & PCMC but are forced to go to Pirangut, Chakan, Talegaon or any fringe village of Pune.

Assume that you have a budget of 40 - 45 lakhs for a 2 BHK Flat and wish to live in Wakad or Ravet. If you visit the sample flat of UrbanGram Kirkatwadi, for sure, you will reconsider your preference - most important deciding factor while booking a flat in Pune - location!

If you have noticed, even now, when i don't work for the builders, my old habit of attaching the 'location' to the name of the project hasn't changed! Though i write for the property buyers, i haven't forgotten my old program - Real estate works on the 3 principals - 'location' location' location'! Same is with you!! You are also programmed to focus on the location! Everyone who calls me on 919860044110 says my budget is 45 - 48 lakhs and i am looking for a 2 BHK Flat in Wakad...or near Hinjewadi....or at Kharadi.

"Location based search doesn't work anymore...even budget is not a good parameter to search a home....don't focus on buying....now, focus on repayment...EMI...," i tell everyone.

"Just imagine, what will happen if you decide to go for a project a few kilometers away from your preferred - convenient - location near your work place - you have to pay 10 lakh rupees less for a 2 BHK Flat - means, instead of paying 40,000 EMI if you go for Wakad - you will pay only 30,000 EMI if you opt for an upcoming location - what will happen if you travel a few kilometers more every day...how much more time will you waste...calculate how much more you will spend on petrol and maintenance...now, subtract that from the 10,000 you save every month on EMI - assume that you save 7,000 and decide to give all 7000 to your wife as her pocket money! What will happen?

Your wife will love you more! Everyday she will kiss you when you leave for work and as soon as you come home! Do you think that your banker or builder will ever kiss you for paying 40,000 EMI?," I ask them and state that -

"Location works only for the builders -
1) builders can collectively increase the property prices in a location and
2) Unknown - new - not so good builders can take advantage of the location to sell their not so good properties at a higher rate.
3) Bankers can lend more than the value of the property and earn huge interest as EMI from you.
Location is an advantage for the builders. Not for the property buyers!"

Now, when Pune is expanding fast, property prices are ridiculous, you have to look at buying a property not from the builders and bankers point of you - but from your own - home buyer's - point of you! You have to think about EMI and not about the location!

Visit a 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kikatwadi on Sinhagad Road, Pune 411 024 and tell me what is better -
more kisses / best education for your child or
paying more EMI for the flat in your dream location?

Sample Flat & Site of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024:



IMG_8885 Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024
Site - Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024
IMG_8889 Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024
Green Wall - Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024
IMG_8907 Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024
Island of Life - Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024
IMG_8905 Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024
Home Loan from HDFC for A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024
IMG_8911 Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024
State Bank of India at the Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024
IMG_8912 Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024
Housing Finance from LIC for A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024
IMG_8914 Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024
Know more about A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024
IMG_8918 Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024
Discuss About A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024
IMG_8916 Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024
Inquire about A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024
IMG_8904 Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024
Visit Sample Flat & Site Office of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024



IMG_8893 Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024
Select A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024
IMG_8894 Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024
Check the Availability of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024
IMG_8943 Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024
Feel Free to Consult Someone You Trust Just Before Booking A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024
IMG_8951Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024
The Advantage of No-Negotiations Policy - Pay the Right Property Price! - A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024
IMG_8946 Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024
Talk to Niketan, Sales Manager, A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024
IMG_8927 Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024
Talk to Nitin Kulkarni, Director, Vastushodh Projects, A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024
IMG_8902 Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024
Meet Nilesh Pate, Director, Pate Developers, A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024
IMG_8945 Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024
Be Sure about the Benefits of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024
IMG_8953 Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024
For whom you work? For Your Family or For the Bank? - A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024
Wait in Que to Book A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024
Wait in Que to meet Sachin Kulkarni, Director, Vastushodh Projects, and to Book A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024

Related Stories:


1) THURSDAY, DECEMBER 29, 2011

Are you ready to book a 2 BHK Flat on Sinhagad Road for Rs. 25 Lakhs at UrbanGram Kirkatwadi, Pune 411024?

2) WEDNESDAY, DECEMBER 21, 2011

Now, you can own a 2 BHK Flat in Pune - even if, your monthly income is around 50 - 60 thousand rupees!

3) WEDNESDAY, DECEMBER 14, 2011

Is it worth paying 25 Lakhs for a 2 BHK Flat in Urbangram Kirkatwadi, on Sinhagad Road, Pune 411 024?

4) THURSDAY, DECEMBER 8, 2011

Urbangram Kirkatwadi, Sinhagad Road, Pune - Exclusive Pre-Launch Offer Closed!

5) SATURDAY, DECEMBER 3, 2011

Urbangram Kirkatwadi Sinhagad Road Pune 411 024 - Photo Visit

6) SATURDAY, NOVEMBER 26, 2011

A 2 BHK for 25 lakhs on Sinhagad Road Pune - Pre-Launch Offer!

7) WEDNESDAY, NOVEMBER 16, 2011

A 2 BHK Flat for 25 Lakhs on Sinhagad Road, Pune!

Feel free to call me:


I enjoy talking, sharing my views and giving advice about buying property in Pune real estate market (so, i do not charge anything for the first 3 minutes!) Call 919860044110

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11 comments:

  1. Nice location. Good sample flat. Affordable within the normal price range. good for 1st buyers

    ReplyDelete
  2. its niketann... after such a long time.. he has lost so much weight.. and why did he leave concord spaces..?

    ReplyDelete
  3. Booked two for me and my in-laws... thanks to niketan and vastushod.. very kind people..

    ReplyDelete
  4. It was amazing to see so many people on launching and booking flats immediately.. I was surprised to see the phenomenon.. how can people take such a big decision in such a short time, it takes at least ten days to verify facts, finance etc and then decide..
    The banks like HDFC, ICICI, LIC and SBI present on site made the financing easy.. I spoke only to niketan as I had heard praises about him from my friend who had booked a flat in per-launch and was assured about the brands vastushodh had created.. Then I spoke with Mr. Sachin Kulkarni and Mr. Nitin Kulkarni the directors of vastushodh- very educated people.. These brothers were different from other builders altogether. They had a vision and a ambition to make a change in this industry.. Finally Booked my flat to be a part of such a wonderful family of vastushodh...

    ReplyDelete
  5. Can anyone please provide me the contact of Mr. Niketan.
    Hey Niketan if you are reading this comment please call me. I'm Sorab Gupta, we had met once on your site at Lohegaon and you had advised me to post-pond my project launch for a year. I wanted your kind suggestions on feasibility and reviews of JLL report for the same project.

    ReplyDelete
  6. How can your wife will "kiss" you if all your time is wasted in commuting "few" kilometers..And what about your child to whom you can only chat on weekends!!
    Think wisely - Either save "few" thousands by travelling "few" kms or spend "invaluable" time with family

    ReplyDelete
  7. Thanks so much for sharing all of the awesome info!

    ReplyDelete